13th Month Pay: Build your Emergency Fund

Writing this post in News Bits Online since the last two months of the year is often dedicated to13th Month Pay and Christmas Bonus. Well, it is a bit of a happy feeling to get to buy something for yourself, but the practical idea for Christmas Bonus is do you really need to buy it? Furthermore, do your gifts need to be extra extravagant?

Building your Emergency Fund is a way for your 13th month/Christmas Bonus is a way for your bonus not to completely disappear, so you will eventually have savings for the rainy day. It does not have to be that big, but you can start little by little.