Of Debit, Prepaid & Cash Cards: A Guide to What You Should Pick

Debit Cards from major banks here in the Philippines have been on a boom especially for people who wants to control their spending. If you are confused on what debit card you should get, here is a rundown of the basics of what you should know:

BPI MY E-PREPAID CARD:

 

 

The 100% approval BPI My E-Prepaid comes in two colors: Azure and Indigo

Card Processing Fee: P 500

Validity: 2 years

Loading Limit: 10,000/day

It can be used to verify your Paypal account and buy at online stores (iTunes, Amazon)

 

Note:

This cannot be used with ATMs, you use it like a credit card.

You would actually benefit from this when you have a BPI Express Online account.

For more info: Click here 

METROBANK PREPAID CARD:

 

 

Unfortunately, when you look at their website, there aren't much information on their new Metrobank Prepaid Card, but then searching for PinoyExchange.com here are some fast facts about Metrobank's newest product: http://www.pinoyexchange.com/forums/showthread.php?t=36696&page=24

 

Downside of this is the P 25.00 loading fee.

 

EASTWEST BANK PREPAID CARD

 

 

 

Enumerated below are the fees and charges related to the usage of the EastWest Prepaid Card

TYPE OF TRANSACTION	AMOUNT (Php)
Card Application Fee	Php 100.00
Card Replacement Fee	Php 100.00
PIN Regeneration Fee	Php 50.00
Over-The-Counter Load / Reload	FREE
ATM Balance Inquiry - Domestic	Php 1.00/transaction
ATM Balance Inquiry - International*	Php 45.00/transaction
ATM Withdrawal - EastWest Bank ATM	Php 10.00/transaction after 3rd transaction**
ATM Withdrawal - Other Bank ATM	Php 11.00/transaction
ATM Withdrawal - International VISA ATM*	Php 157.50/transaction

*	Subject to applicable fees and charges that may be imposed by the host bank.
**	For every one (1) calendar month period.

For more info: Click here

 

[to be updated]

 



 

 



Posted in: Cash Cards,Money,Prepaid Cards